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My husband and I are looking for a newer car. We have a trade, poor value trade in kbb is $4200. We are looking at the $14000 range, 2009 or newer with 30000 or less miles. My husband`s score is 644, he has no open loans or credit cards on his credit except for our mortgage which is $1600 per month. He makes, before deductions, $80000 per year, has been at his job for 12 years and has been living in our home for 10 years. Will we need my mother to cosign? I would apply on the loan too but my score is only 574. Thank you! | ||||||
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